Savings & Investments
Saving and investing are powerful ways to prepare for the future, whether your goal is building financial security, funding your children’s education, or simply growing your wealth. Certain options come with a fiscal advantage, meaning you can benefit from tax incentives while steadily increasing your capital. These solutions allow you to combine financial growth with smart tax planning, helping you make the most of your money in both the short and long term.
At the same time, there are also flexible savings and investment options without fiscal benefits, giving you the freedom to manage your funds without restrictions. These solutions are designed for those who value accessibility and independence, allowing you to save or invest at your own pace, with fewer limitations. At Toward, we offer both approaches, so you can choose the balance between financial growth, flexibility, and tax efficiency that best fits your personal situation.
Retirement Savings
Save smart for tomorrow while benefiting today. Build your retirement capital with tax advantages, flexible saving options, and long-term security — whether you’re employed or self-employed.
Long Term Savings
Grow extra capital for the future while enjoying annual tax reductions. Long-term savings boosts your pension, complements retirement savings, and remains flexible — even if you’ve already paid off your mortgage.
Free Savings
Go beyond low-interest savings accounts. With flexible free savings plans — from guaranteed security to growth potential — you build capital your way, without age limits or tax restrictions.
Free Additional Pension Employee
Boost your pension independently. With VAPW, you choose how to save, benefit from tax reductions, and build extra retirement capital — even if your employer offers little or no group pension.
