One step closer to financial well-being
Discover all our services. Your comfortable and carefree life is just a consultation away.
Join our team! See more
Evolving together
For over three generations, Toward has been dedicated to providing clients with a comfortable and carefree life.
Vanlanduyt Insurance
The origins of our company, Toward Wealth & Insurance, are deeply rooted in a legacy that spans over three generations, starting with Vanlanduyt Insurance. This rich history has instilled in us a strong commitment to providing exceptional service and financial expertise. Over the years, we have adapted and evolved, maintaining the core values of trust, integrity, and innovation that have been passed down through our family lineage. This foundation not only honors our past but also guides our vision for the future.
Toward Wealth Management
In 2022, recognizing the changing landscape of wealth management, Stephan Desplancke embarked on a new journey, founding Toward Wealth Management after dedicating 15 years to BlackRock. His extensive experience in the financial industry allowed him to identify unmet needs in the market, leading to the creation of a firm that prioritizes personalized financial strategies for its clients. Stephan’s goal was to empower individuals and families to achieve their financial aspirations, bringing clarity and direction to their wealth management journeys.
Toward Wealth & Insurance
In 2025, the synergy between Toward WM and the legacy of Vanlanduyt Insurance led to a pivotal collaboration and the creation of Toward Wealth & Insurance. This new venture unites wealth management expertise with comprehensive insurance solutions, offering clients a truly holistic approach to financial security. By drawing on historical insights while embracing modern financial strategies, Toward Wealth & Insurance is committed to building lasting relationships and guiding clients with confidence as they navigate their financial futures. With the addition of partners Yoni Jennes and Julien Daco, we continue to grow, supporting individuals and families with the same dedication and values that have shaped our journey from the very beginning.
Meet our team
Committed experts guiding your financial journey
Stephan Desplancke
Founding Partner
Stephan, founder of Toward Wealth Management, has over 25 years of investment expertise. A former BlackRock Director, he’s passionate about financial markets, delivering top-quality service, and enjoying fine dining paired with great wine.
Hans Vanlanduyt
Founding Partner
Hans, a third-generation independent insurance broker since 1998, blends expert risk analysis with quick, solution-driven thinking. Always front-and-center for clients, he’s equally passionate about great food, fine wine, and adrenaline-fueled adventures.
Elke Tremmerie
Partner
Elke, an insurance broker since 1996, brings sharp attention to detail, empathy, and stellar organizational skills to Toward Wealth & Insurance. Outside work, she thrives in nature, sports, and pushing life's boundaries with a love for people and animals.
Astrid Vandewalle
Insurance Policy Manager
Astrid, part of our team since 2019, ensures you get the best insurance rates with optimal conditions. Analytical and detail-oriented, she handles quotes, policies, and follow-ups with care. Outside of work, she enjoys family time, gaming, cars, sports and DIY projects.
Julien Daco
Founding Partner
Julien, originally from Liège, left BlackRock in 2025 to join Toward. An expert in ETFs and portfolio construction, he combines over a decade of financial experience with a
personal passion for French wines, which he continues to explore and refine.
Yoni Jennes, CAIA
Founding Partner
Yoni, originally from Brussels, brings 15 years of finance experience, including a decade at BlackRock, where he ultimately served as Head of BeLux. An expert in alternative investments, he joined Toward in 2025. Passionate about football, underwater spearfishing, and Spain’s Andalucía—his second home where he married.
Toward is expanding
Become our new colleague
What you will get
Fast-growing, dynamic, and full of upward opportunities.
Strong team spirit with real cohesion and energy.
Competitive pay with growth-linked rewards and flexibility.
Job Description