Self-Employed
Being self-employed means embracing both independence and responsibility. As a small business owner or independent professional, you not only carry the weight of your work, but also the risks that come with it. That’s why having the right protection is essential—whether it’s liability coverage, accident or disability insurance, or medical support. These solutions ensure that your livelihood, your health, and your ability to keep working are safeguarded, giving you the security to focus on growing your business with confidence.
At Toward, we understand the unique challenges faced by independents. Beyond protection, we also offer solutions to help you build long-term financial security, such as pension and wealth-building options tailored to your situation. By combining coverage for health, work, and future stability, we make sure you’re protected today while preparing for tomorrow. With the right partner by your side, you can enjoy the freedom of being self-employed without compromising on peace of mind.
Liability
Accidents and mistakes happen — but claims don’t have to threaten your future. Liability insurance protects your family, assets, and business continuity from costly financial consequences.
Employees
Your team is your greatest asset. Protect and motivate employees with tailored insurance solutions that enhance safety, security, and engagement — while reinforcing your HR strategy and professional success.
Legal Coverage
Business disputes can be costly and complex. Professional legal assistance insurance protects you against customer, supplier, or contract conflicts — giving you expert support and financial coverage when issues arise.
Cyber
Cyberattacks can halt operations and damage reputation. Cyber insurance protects your business against data theft, ransomware, and system failures — with financial cover and expert support when you need it most.
Mobility
Keep moving without worry. Our mobility insurance protects you, your fleet, and your business against accidents, theft, fire, and liability — ensuring safety and continuity on every journey.
Assets
Your premises and equipment are vital to your work. Asset insurance protects against damage, loss, or destruction — ensuring a quick restart and long-term security for your business.
Hospitalization Coverage
Illness or injury shouldn’t drain your savings. Hospitalization insurance covers medical and hospital costs beyond social security limits, protecting you and your family so you can focus on recovery.
Income Protection
When illness or accident stops you from working, income protection keeps money coming in. Secure your lifestyle and your family’s future with steady support until you’re back on your feet.
Savings & Investments
As a self-employed professional, your pension alone won’t be enough. Boost your future with smart savings and investment solutions that offer tax benefits, social advantages, and tailored financial planning.
