Car

Liability Insurance (BA Auto)

Motor liability insurance is mandatory for every driver. In the event of an accident, this coverage pays for damage caused to another person’s vehicle or property. It also covers bodily injury suffered by third parties.

Comprehensive Coverage (Omnium)

If you also want to protect your own car, you can choose between partial or full comprehensive insurance.

• Partial Omnium: Covers damage to your car caused by theft, fire, collision with animals, or natural forces such as hail. Glass breakage is also included.
• Full Omnium: Extends the partial coverage to also cover accidental damage to your own car caused by your own fault, vandalism or if you are the victim of a hit-and-run.

Legal Assistance

A legal assistance policy supports you in case of disputes related to your car or traffic violations. It covers lawyer’s fees and expert costs in legal proceedings. You can add legal assistance to your car insurance, or choose a separate, specialized policy with broader coverage — giving you the freedom to decide how far your legal protection goes.

Roadside Assistance (Vehicle)

Breakdowns can happen at any time. With roadside assistance for your vehicle, you are guaranteed quick help if your car won’t start or leaves you stranded on the road. From on-the-spot repairs to towing your car to the nearest garage, this coverage ensures you can get back on track with minimal disruption.

Roadside Assistance (People)

Roadside assistance is not just about your car — it’s also about you and your passengers. If your journey is interrupted far from home, personal roadside assistance provides transport, accommodation, or even a replacement vehicle so you can continue your trip. Whether you’re traveling in Belgium or abroad, you’ll have peace of mind knowing help is always within reach.