Home Insurance

Protect your home, your way

Our fire insurance has grown into so much more. Today, it’s a flexible base policy that gives you solid protection and lets you add extra coverages depending on your lifestyle and needs. You only pay for what matters to you — no unnecessary extras.

Your base protection

Our standard policy already covers a wide range of risks:

• Fire, explosion, smoke and soot damage
• Electrical damage and water damage
• Glass breakage and thawing
• Soil decontamination
• Vandalism, burglary damage, and collisions
• Natural disasters: storm, hail, snow and ice pressure
• Civil liability for your building
• Terrorism and conflicts
• Assistance when you need it most

Build your perfect coverage

Want extra peace of mind? Add one or more of our optional protections:

• Theft – Keep your belongings safe at home, in student housing, or even in your gym locker.
• Garden – Protect years of investment in plants, furniture, greenhouses, tools, and bikes against storm damage.
• Swimming pool & jacuzzi – Coverage for pools, natural ponds, jacuzzis, and outdoor furniture, including water loss and contamination.
• Vehicles on your property – Extend protection to your car, motorcycle, caravan, motorboat, or jet ski.
• Business at home – Safeguard professional goods, stock, and equipment kept in your home.
• Legal assistance – Make sure you can recover damages caused by others, like construction damage from a neighbor.
• All Risk option – Maximum protection for all sudden and unforeseeable damage to your home.
• Extended assistance – We arrange everything after serious damage: hotel stay, repairs, plumber, carpenter, even temporary childcare.

Simple and transparent

Your insured amount is based on the number of rooms in your home — a clear and straightforward method. When calculated correctly, most insurers even offer unlimited coverage. That’s why giving the right information is so important.