Legal Cover

Life is full of surprises — and not always pleasant ones. A building project gone wrong, a dispute after a purchase, or an accusation of causing damage… all these situations can quickly become stressful and expensive. Legal Assistance Insurance ensures you’re not left alone to face the costs and uncertainties of legal action.

Why it matters

Among all insurances, legal protection is often one of the most important coverages — because it directly safeguards your interests. While other policies focus on compensating third parties, legal assistance ensures that when you yourself suffer disadvantage, you have the means to defend and enforce your rights. Only in this way can you guarantee an independent defense, with no conflict of interest.

Young families in particular are often more vulnerable than they realise:

• Children can unintentionally cause problems.
• Building or renovating a home carries significant risks.
• Every major purchase brings the possibility of disputes.
  And with limited financial reserves, families are often reluctant to defend their rights when legal costs seem overwhelming.

With a relatively small annual premium, you gain the security of knowing you can act when your rights are at stake — without hesitation.

What’s covered?

Depending on your contract, legal assistance can step in across a wide range of situations:

• Claiming compensation – if you suffer damage and want to recover costs from the other party.
• Defending yourself – if you’re accused of causing damage and risk criminal charges.
  In both cases, you receive first-line legal advice, and if needed, full financial support for your legal defense.

Two ways to insure yourself

• Combined policies – legal assistance attached to another insurance, such as your car insurance. In this case, coverage is limited to disputes linked to that policy.
• Comprehensive legal assistance – a standalone policy that covers a broad spectrum of everyday disputes, from consumer conflicts to property issues.

We’ll gladly review your current policies to make sure you’re fully protected without overlapping coverage.