Employees

As a professional, your employees are more than just staff — they are your human capital and play a key role in the success of your practice. You create a safe working environment, but risks can never be completely eliminated. A strong insurance strategy ensures your team is protected, motivated, and engaged, while strengthening your HR policy.

Mandatory Protection: Work Accident Insurance

In Belgium, every employer is legally obliged to take out Work Accident Insurance. This policy protects your employees if they suffer an accident at work or on their commute. Coverage includes:

• Compensation for temporary or permanent incapacity to work
• Reimbursement of medical expenses
• Financial support for their family in case of death

This way, your employees know they are safeguarded against unexpected setbacks — and you meet your legal obligations as an employer.

Extra Staff Insurances

Motivated and loyal employees make the difference in your practice. By offering additional insurances, you show that you care about their well-being and financial future. Think about:

• Hospitalization insurance – covers high medical costs beyond the basic health system.
• Group insurance / pension plan – helps employees build additional retirement income.
• Income protection – ensures continuity if long-term illness prevents them from working.

These benefits not only protect your staff, but also make you stand out as an attractive and responsible employer.